Buy Bitcoin with ACH Transfer
ACH transfer lets you fund your Bitcoin purchase directly from your bank account. Here’s how it works, what to expect on timing, and how it compares to wire transfer.
How ACH Funding Works
Confirm your quote with your dedicated specialist, and you’ll receive ACH instructions for your trade. Your fiat funds are held at FV Bank throughout the process — funds are confirmed, your price is locked, and settlement executes once your transfer clears.
Bank-to-bank funding
no card, no third-party processor, straight from your account
Locked-in price
Confirmed once your ACH transfer clears
No trading limits
From $500 to $10M+
ACH vs. Wire Transfer
| ACH | Wire Transfer | |
|---|---|---|
|
Settlement time |
1-3 business days |
Same-day |
|
Reversibility |
Subject to a standard return window |
Final once confirmed |
|
Best for |
Buyers without easy wire access |
Fastest settlement, larger trades |
If speed matters more than convenience, wire transfer settles the same day. Either way, your price is locked and your funds are held at FV Bank until settlement.
Frequently Asked Questions
Does CustomersChain accept ACH transfers?
Yes.
ACH is a supported funding method alongside wire transfer.
How long does an ACH-funded trade take to settle?
ACH transfers typically take 1-3 business days to clear, compared to same-day settlement for wire transfer.
Is there a minimum or maximum for ACH transactions?
$500 minimum, scaling up to $10M+, same as every CustomersChain trade.
Why would I choose wire transfer over ACH?
Wire transfer settles same-day and can’t be reversed once confirmed, which is what lets us lock your price immediately.
ACH takes longer to clear and carries a standard return window under banking regulations.
Is my price locked the same way with ACH as with wire?
Yes — your price is confirmed and locked once your specialist verifies your funds,
the same principle as every CustomersChain trade regardless of funding method.